USDT settlement token
Configure a merchant-controlled settlement wallet for USDT on Polygon.
USDT checkout for merchants
Accept USDT payments online and receive USDT on Polygon.
Create a hosted checkout for each order and let customers pay with verified tokens they already hold on supported networks, from a connected wallet or with Scan or copy. You receive USDT in your settlement wallet with verified invoice status.
Order-linked invoices
Keep the amount, merchant reference, payment attempt, and final status connected instead of reconciling a shared address manually.
Signed confirmation
Use authenticated webhook events and API reads to update the order only after Payclave verifies settlement.
From order to payment record
A checkout flow with a verifiable outcome.
- 1
Add the USDT settlement wallet
Configure the Polygon wallet that should receive USDT settlement and complete the required merchant setup.
- 2
Create the order checkout
Send the trusted amount, reference, and idempotency key from your backend and receive a hosted checkout URL.
- 3
Customer completes payment
The customer connects a supported wallet or follows the one-time Scan or copy instructions shown in checkout.
- 4
Reconcile the verified result
Payclave records the settlement evidence, updates the invoice outcome, and delivers the signed event to your endpoint.
Give every USDT order its own checkout context
A transaction hash by itself does not identify which order should be fulfilled. Payclave creates a checkout session and invoice around the merchant's trusted amount and reference so the payment record can be reconciled with the correct customer order.
Expiry and amount outcomes are explicit. A payment received after the allowed window or for the wrong amount is recorded for review instead of silently becoming a successful order.
Receive USDT in your settlement wallet
Payclave does not collect USDT into a pooled merchant account or require a later Payclave payout. The configured settlement wallet is the merchant's destination for USDT on Polygon.
Because the merchant controls that wallet, the merchant also remains responsible for wallet security, access recovery, and any refund sent after a completed payment.
Customers can pay USDT from the network they already use
Customers often hold USDT on Tron or Ethereum rather than Polygon. On the hosted checkout, Scan or copy can offer one-time deposit instructions on the networks below when a payment route is available, and connected-wallet options depend on the customer's wallet. Whichever network the customer uses, the merchant receives USDT on Polygon.
| Customer pays from | Token standard | Merchant receives |
|---|---|---|
| Tron | TRC-20 | USDT on Polygon |
| Ethereum | ERC-20 | USDT on Polygon |
| BNB Chain | BEP-20 | USDT on Polygon |
| Solana | SPL | USDT on Polygon |
| Polygon | ERC-20 (Polygon PoS) | USDT on Polygon |
| Base, Arbitrum, Optimism, and other supported networks | Varies by network | USDT on Polygon |
Connect payment status to fulfillment
The API exposes checkout-session, invoice, and payment status. Signed webhook deliveries notify the merchant backend, with attempt counts, latest attempt details, and retry state available for troubleshooting.
The recommended integration verifies the webhook signature and uses the event or invoice identifier as an idempotency boundary before changing an order to paid.
Frequently asked questions
Accept USDT payments: common questions.
Explore Payclave
Continue planning your integration.
Accept USDC payments
Accept USDC payments through Payclave-hosted checkout with USDC settlement on Polygon, payment records, onchain verification, and signed webhooks.
Learn moreStablecoin checkout
Accept stablecoin payments with Payclave-hosted checkout sessions, direct-to-wallet settlement, independent onchain verification, and signed webhooks.
Learn morePricing
Payclave pricing has no monthly or setup fee. Test mode is free, and a flat 0.7% platform fee applies to each completed live payment.
Learn moreHow to accept stablecoin payments
Compare the four ways a business can accept USDC or USDT: a wallet address, a store plugin, a custodial processor, or non-custodial hosted checkout.
Read the guideCreate a checkout session
Create a Payclave stablecoin checkout session from your backend, use idempotency correctly, redirect to hosted checkout, and confirm payment safely.
Read the guideOnchain payment verification
How Payclave verifies stablecoin settlement: confirmation, recipient, token, amount, expiry, and duplicate transaction use before marking an invoice paid.
Read the guideTest the flow
Create a checkout session before you change your production stack.
Use test keys, the API playground, and signed webhook examples to validate the complete order-to-payment flow.