$0 test mode
Create test keys, checkout sessions, invoices, payment records, and webhook deliveries while building the integration.
Simple checkout pricing
Test for free. Pay 0.7% per live payment.
Payclave has no monthly or setup fee. In live mode, the customer pays the listed invoice amount and the merchant receives the remaining 99.3% after Payclave's flat platform fee. Network costs are separate and may appear in checkout.
0.7% live fee
A flat fee applies to each completed live payment instead of a monthly subscription or setup charge.
Direct settlement
The merchant receives settlement in its configured wallet without waiting for a later Payclave payout.
From order to payment record
A checkout flow with a verifiable outcome.
- 1
Build in test mode
Complete merchant setup, generate test keys, create sessions, and validate signed webhook handling without a Payclave platform fee.
- 2
Prepare the live integration
Configure the settlement wallet, production webhook endpoint, secure secret storage, and idempotent fulfillment flow.
- 3
Activate live payments
After live access is approved, use live credentials and keep live payment records separate from test data.
- 4
Reconcile fee and settlement
Payment records show the platform fee and net merchant settlement alongside the invoice and transaction evidence.
What the 0.7% fee covers
The Payclave fee covers hosted checkout, checkout sessions, invoices, independent payment verification, dashboard records, webhook delivery and retries, API keys, and developer SDK access used for the payment flow.
It is charged per completed live payment. There is no separate monthly platform subscription or implementation setup fee for the standard checkout offering.
Public pricing and self-serve testing
Payclave publishes one price: 0.7% per completed live payment. You don't need a sales call to get a quote or wait for a negotiated rate before you can plan costs.
You can create an account and start building in test mode the same day. Going live adds business verification and a review of your account, so you can finish and test your integration while that review runs.
What is separate from Payclave pricing
Blockchain network costs can vary by the customer payment route and are not the Payclave platform fee. Where applicable, those costs are presented in checkout before the customer confirms the transaction.
Payclave does not include fiat conversion, bank settlement, automated refunds, or custodial wallet services. Merchants receive the configured stablecoin in their own settlement wallet.
Start with an end-to-end test
A useful test should cover more than opening the checkout page. Create a session with the real order reference pattern, complete the simulated payment path, verify the webhook signature, deduplicate the event, and confirm the fulfillment state changes only once.
The API playground and test keys support that workflow before the merchant switches to live credentials and real settlement.
Frequently asked questions
Pricing: common questions.
Explore Payclave
Continue planning your integration.
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Learn moreReconcile stablecoin payments
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Read the guideCheckout vs wallet transfers
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Read the guideTest the flow
Create a checkout session before you change your production stack.
Use test keys, the API playground, and signed webhook examples to validate the complete order-to-payment flow.